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By using this web site, you agree to be bound by the following terms of use.
Please read these terms of use carefully before using www.krypteum.exchange "this web site". Terms and Conditions change from time to time, according to new developments and it is important that you stay up to date with the terms of use of the platform. If you do not agree with these terms of use, discontinue all use of this web site immediately. DEFINITIONS Cryptocurrency: means peer-to-peer decentralized digital representation of value (e.g. bitcoins, ethers, etc.). Coins: Krypteum Cryptocurrency Fiat currency: means government-issued currency, that is designated as legal tender in its country of issuance through government decree, regulation, or law. Funds: means Cryptocurrency, Fiat currency. Withdrawal: Matured dividends request, which takes up to 21 working days excluding public holidays. Business Day : means every official working day of the week in the RSA. Chargeback : means return of the User’s money by his/her Issuing Bank due to the disputed and/or fraudulent transaction. Eligibility Criteria : means the set of requirements that must be met for Refund or Return. Funding : ( cf. Payment Policy). Initial Deposit: means a Transaction involving transfer of Funds to the Account to act as a holding deposit for coins at a specific price valid for 48 hours, until full payment is made for the coins. This is not the actual funds used to purchase coins or invest coins in a dividend plan. If the full payment is not made for the coins, then a user will only be refunded after the investment cycle concludes based on a minimum of 30 days. Deposit Holding Form : means the www.krypteum.exchange’s deposit form to be completed by the user, who has requested for his/her Funds to be held as a deposit till the full payment for the coin/s are made with 48 hours. When we receive a completed form your coins will be preloaded into an investment cycle plan of your choice but will only be fully activated on full payment of coin/s purchase. Investor: Krypteum coin purchaser Issuing Bank : means the bank that has issued payment card to the User as Cardholder. Refund : means giving back the amount of only the Transaction fee paid by the User with regard to a certain Transaction. Transaction Charges : means any fee charged by a bank/financial institution upon processing a valid refund request. All other terms and definitions in this Refund Policy are used in the same meaning as under the Terms of Use


General


When supplying Krypteum with an Ethereum wallet address to withdraw KTM tokens to, please ensure:

  1. The Address supplied is correct, we cannot refund clients for coins transferred to incorrectly supplied addresses
  2. Ensure the address provided is an Ethereum wallet that supports erc20 tokens, Krypteum recommends MetaMask and MyEtherWallet
  3. DO NOT send any exchange addresses, these will not support receipt of your KTM tokens and they will be lost (e.g NO Luno, Binance or Coinbase Ethereum wallet addresses)
Addresses supplied for the purpose of cryptocurrency dividend withdrawals should adhere only to point 1 stated above

These rules are official and constitute the public offer of Krypteum, acting in accordance with the Company, on the one hand, and the individual investor, on the other. This is equivalent to the conclusion of the Agreement in accordance with international law.



These rules shall enter into force on the date of registration of the Investor on the website of the program Krypteum and his acceptance of the terms and conditions. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.

Any individual or company from any country may register to open an account on the website. You must be at least 18 years of age or older to use this website.

You agree that all information, interactions, materials coming from Krypteum are unsolicited and must be kept private, confidential and protected from any disclosure.

Besides, the information, interactions and materials present herein are not to be regarded as an offer, nor a solicitation for investments in any jurisdiction which deems non-public offers or solicitations unlawful, nor to any person to whom it will be unlawful to make such offer or solicitation.


Investment term 1:
When investing in the Krypteum platform, your initial capital investment goes toward purchasing KTM tokens, which act as your “access key” to Krypteum’s A.I trading software packages. KTM tokens allow investors to invest in an investment package of their choosing and earn a dividend ONCE!


Investment term 2-onwards:
Thereafter you can invest into the system up to the value of your KTM holdings e.g. if you held 10 KTM tokens this would entitle you to invest up to R34 500(@R3450/KTM) of additional capital into the system. The difference being, after the second investment term the system will return to you both your second capital contribution and your dividend earned in fiat(cash), available for direct withdrawal. This second capital contribution can then be “rotated” to earn investors a perpetual income stream i.e. invested again and again


Increasing investment amount:
As the value of your KTM token holdings increase, so too does the amount of capital you are entitled to invest into the system. If the value of your KTM tokens doubles, you can invest twice as much into the system to trade for you. Alternatively, following on from the example above, if one wanted to invest R50 000 into the system, but only held 10 KTM tokens worth R34 500, they would have to purchase an additional R15 500 worth of KTM tokens or 4.49 additional KTM tokens to facilitate this R50 000 investment.


Exiting the system:
Once an investor is ready to partially or completely dissolve their Krypteum platform access, they can request a token withdrawal to an ERC20 compatible wallet (tutorials on homepage) and subsequently sell those KTM tokens on any supported exchange (currently 4, listed on homepage).

Registration


You must register as a Member to access certain functions of the Website. You are obliged to provide only complete and accurate information about yourself when registering as a Member or updating your Registration Data.


You agree to maintain and keep your Registration Data current and to update the Registration Data as soon as it changes. You are responsible for maintaining the security of your password.


Our Company and its service providers are not liable for any loss that you may suffer through the use of your password by others.

Each Investor can register only one personal account, re-registration is not allowed. In case of multiple registrations, the Company reserves the right to disable all accounts to ascertain the circumstances. 

Investment Conditions


By signing up on the www.krypteum.exchange you hereby agree to all TERMS of USE that highlight the terms and conditions of the use of the site/platform. A deposit refers to a holding deposit or part payment towards a coin. Each deposit is only a part payment towards the coins and the current pricing for coins at the time of the holding deposit will only be held for 48 hours, until full payment is received for the coin/s. You will require to fill out a deposit holding form for your deposit which is provided only on request in order for your transaction be be classed as a deposit ( holding deposit ). When filling out the form you will be required to clearly state and mention the plan that you would like to invest in based on your coin purchase amount. Each coin purchase is considered to be a private transaction between Krypteum and its Member. Members perform all financial transactions solely at their own discretion and their own risk. The crypto currency purchaser which we will refer to as an "investor" personally decides whether or not to invest and how much to invest. All accruals in the Personal Account are made according to the chosen investment package. The Investor has the right to freely dispose of the funds that are on his personal account. All Krypteum coins purchased on 3rd party exchanges entitle the holders to invest fiat currency (ZAR, GBP, EUR) in Krypteum’s A.I system up to the value of their Krypteum coin holdings. The Investor can make a deposit through the help of an electronic payment system used by the Company.

Should the Krypteum Coin holder not wish to invest fiat currency into the system following their 1 capital cycle rotation, they can lease out their Krypteum to potential investors, so that they may invest fiat currency into the system. All profit appropriation between the Krypteum coin leaser and party who has leased the coins is done by private arrangement between the parties in question. As such Krypteum Coin holders can earn a perpetual income stream, without the need for any additional capital investment, for as long as they have a holding of Krypteum Coins. 

The interest rate depends on the selected investment package while each investment package allows for investing of different amounts.

You may choose any of the following payment methods( some are coming soon ) to make a deposit: EFT, Paypal, Bitcoin or Krypteum. A deposit may only be made in ZAR or USD.

All accruals of profit are done automatically and in accordance with your chosen investment plan. Depending on the amount of your deposit and the term of your chosen investment package, you will receive a minimum guaranteed income after a certain period of time. Your earnings are dependent on your investment plan and can be on a monthly basis or at the end of your investment term. If you choose monthly plans you will get your initial capital's dividends back only at the end of the investment term after up to 21 working days from your withdrawal request. For all plans which include your principal amount and dividends, your principal amount will not be returned or refunded separately. Please note in order to withdraw your principal amount i.e. the Krypteum coin/s they must be sold on an another separate exchange, this is the responsibility of the coin holder. The Percentage of dividends for our plans is dependent on market conditions and can reach up to 35%. To calculate your income please use our Profit Calculator.

The withdrawal time can take up to 21 working days, this is due to regulatory requirements from applicable/relevant legal and accounting authorities as well as security reasons and different geographical locations. Withdrawals can only be made on dividends accrued from our respective investment packages and not from Krypteum coin holdings.  

Force Majure: In no event shall the KRYPTEUM PTY LTD or www.krypteum.exchange be responsible or liable for any failure or delay in the performance of its obligations hereunder arising out of or caused by, directly or indirectly, forces beyond its control, including, without limitation, strikes, work stoppages, accidents, acts of war or terrorism, civil or military disturbances, nuclear or natural catastrophes or acts of God, and interruptions, loss or malfunctions of utilities, communications or computer (software and hardware) services; it being understood that the KRYPTEUM PTY LTD or www.krypteum.exchange shall use reasonable efforts which are consistent with accepted practices in the industry to resume performance as soon as practicable under the circumstances. If this cannot be resolved your coins will still be available but your investment plan will be calculated at a pro rata rate if the software system is suspended or halted.

All operations related to the withdrawal of funds are carried out only in accordance with the Company’s Refund Policy:

Refund Policy


According to the Company's Refund Policy, the Customer can only receive a refund of his/her initial deposit ( holding deposit ) after the period of investment plan. The newly made investment cannot be refunded or reversed back to the Customer’s account under any circumstances. If the Customer decides to forcibly reverse his/her payment regardless of the current Refund Policy, through their reversible payment processors, such as Paypal, their Krypteum account will be immediately suspended and the client crimanally charged. You agree to contact us for a solution prior to contacting your payment processor’s customer support for assistance.